Insurance‚Äč


Terry Dee Elmore, LUTCF - obtained her insurance license in 1985 after graduating from Boise State University. She joined New York Life Insurance Company in 1986 and worked there until 1996, at which time she left to pursue her desire to become an independent agent. She was certified as a Life Underwriters Training Council Fellow ("LUTCF") in 1994.

Ms. Elmore's primary focus as an independent agent has been in the areas of group and individual health insurance, including insurance plans for people on Medicare; she also continues specializing in life insurance. In 2009, Terry recognized that the government could possibly take away her health insurance business with the Mandated Health Care Reform (luckily that was not the case), so she decided to add Property and Casualty to her product lines. She is now licensed for Life, Disability (which includes health), Property and Casualty Insurance and certified for the Health Insurance Marketplace (also called Exchange). It has always been her dream to be able to offer a local, full-service insurance experience.

She has been and continues to be a Preferred Broker with Regence BlueShield of Idaho and was named an Elite Agent with Humana Medicare Health Plans in 2011, 2012 and 2013. PacificSource also recognizes her as a Preferred Broker with the Medicare Health Plans.

Terry has been married to her best friend and husband, Ron, since 1990. They have a son who is 11 years old and in 6th grade. He is involved in football, baseball, soccer, basketball and scouts and, of course, the computer game Minecraft. Their favorite hobbies as a family are fishing, hunting, camping, gold panning, snowmobiling and anything outdoors. One major addition to their family was a dog. They got a Coton de Tulear Christmas of 2012 and he has changed their lives drastically with so much enjoyment.

Terry has been in the insurance business for 29 years and truly loves to help people with their insurance needs. As an Independent Insurance Agent, Terry will evaluate your specific needs to find the company that will provide you the best value for your dollar.